A baby is born, and college is 18 years away! Every year, choose how much money to save in the college fund and how much to spend on fun. Watch your money tree grow, and reach the goal by age 18.
📖 Chapters
💡 Money wisdom
🌳 Trees for your groveunlock with stars
This is pretend money in a simple game. Real investments can go down as well as up, and nobody knows the future. Ask a grown-up about real college savings plans.
HOW TO PLAY
Each turn is one year of the child's life, from birth (or later) until age 18, when college starts.
Every year some money comes in: birthday money, gifts and what the family can spare. Choose how much to put in the college fund. The rest is spent on fun and goes on your toy shelf 🧸.
Money in the fund grows every year. It earns interest, or goes up and down with the stock market, depending on the chapter.
Some years bring surprises and choices: a market crash, a fancy fund with big fees, free matching money, prices going up.
At 18 the fund must reach the goal. ⭐ goal reached, ⭐⭐ goal and lots of fun, ⭐⭐⭐ goal and even more fun (save early!).
At the end, a chart shows what would have happened if you had chosen differently.